Fair Lending Policy

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GMAC Bank and its Board of Directors are fully committed to fair lending practices. It is the policy of the Bank to make credit products available to all applicants on a consistent and fair basis, provided they meet GMAC Bank’s standard guidelines for safe and sound lending.

GMAC Bank does not discriminate against any credit request on the basis of race, color, religion, national origin, marital status, age (providing the applicant is of legal age and has the capacity to enter into a binding legal contract), sex, disability, familial status, receipt of public assistance, or if the individual has exercised in good faith any right under the Consumer Credit Protection Act, or on any prohibited basis.